In Azerbaijan, health insurance is the number one benefit of importance to employees, as there is currently insufficient state healthcare in the country and medical insurance is expensive. When asked to rank four other common benefits in order of importance, the average Azerbaijani employee will respond with: Disability, Death, Retirement and Long-Term Medical Care.
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Major changes are expected in the near future in Azerbaijan employee healthcare regulations. Healthcare plans are currently paid for by employers on a voluntary basis only, however it is expected that the new regulations will require employers to begin paying for employee healthcare. These changes will be taking place as part of a larger revision of the financial regulation and supervision laws in Azerbaijan.