The primary benefit employers should offer in Chad is medical insurance for employees and their dependents.

Asinta Partner
Amelie Devertu


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Employer-Sponsored Benefits


A pioneer in health insurance with its third-party payment system, ASCOMA has a number of showcase products. For example with the ASCOMA Health Card, companies and individuals can cover current medical expenses, including optical, dentistry, pharmacy, consultations, and hospitalization. Today, Ascoma’s third-party care network has expanded throughout the country, enabling our clients’ employees to have optimal access to healthcare.

Life Insurance, AD&D, Retirement

It is rare for employers to offer benefits such as life insurance, AD&D, and retirement. Life, savings, and retirement insurance are optional coverages that each employee can purchase individually.

Perks are not common.


Mandatory Employee Benefits in Chad

Every employer in the private sector must declare its employees to the National Social Security Fund (CNPS)social security. This compulsory membership of the social security system is made by direct deduction from payroll.

  • 5% is the employer’s share
  • 5% is the employee’s share

These benefits cover accidents at work, occupational diseases, family allowances, old-age pensions, lump-sum death, and more.

For the most current and detailed information regarding Chad’s social security system, including specific details, eligibility criteria, and the extent of coverage, it’s advisable to consult official sources or the National Social Security Fund (CNPS) in Chad.


ASCOMA provided this information about employee benefits in Chad. Should you need support with your benefits in the country, contact Asinta, and we will put you in touch with the experts at ASCOMA.

Nothing on this country page is intended to be legal, financial, or tax advice, and readers are advised to consult with their appropriate advisors regarding any legal, financial, or tax implications this information may address.