Supplementary employee benefits in Congo include medical insurance, defined contribution retirement plans, and death benefits.


Asinta Partner
Amelie Devertu


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Supplementary employee benefits in Congo


The primary benefit employers should offer in Congo is medical insurance for employees and their dependents. A pioneer in health insurance with its third-party payment system, ASCOMA has a number of showcase products. With the ASCOMA Health Card, companies and individuals can cover current medical expenses, including optical, dentistry, pharmacy, consultations, and hospitalization. Today, Ascoma’s third-party care network has expanded throughout the country, enabling clients’ employees to have optimal access to healthcare.


Retirement plans in Congo have three dimensions – corporate retirement, active retirement, and dynamic savings. There is a ‘free payment’ retirement benefit as well that lets employees save at their own pace and according to their situation.

Death benefits

Death benefits allow employees to transfer a lump sum or an annuity to the designated beneficiaries. Term death, a mixed education pension, family protection, and other insurance product options within this area are available.


ASCOMA provided this information about employee benefits in Congo. Should you need support with your benefits in the country, contact Asinta, and we will put you in touch with the experts at ASCOMA.


Nothing on this country page is intended to be legal, financial, or tax advice, and readers are advised to consult with their appropriate advisors regarding any legal, financial, or tax implications this information may address.