Mandatory employee benefits in Guinea include retirement, healthcare, disability, and death insurance. The most prevalent supplementary employee benefit is health insurance.

Asinta Partner
Amelie Devertu


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Mandatory employee benefits in Guinea


In Guinea, the social protection system consists of:

  • Public Service Pension Plan (le régime général des pensions) for the civilian and military personnel of the Guinean State.
  • Defined benefit National Social Security Fund (Caisse Nationale de Sécurité Sociale – CNSS).

The public service pension system provides social protection to all civil servants. The benefits include old-age pension, disability pension, disability grant, old-age allowances, survivor pension, and temporary orphan’s pension.


The employer and employee contributions to the government’s health insurance scheme equal 4% and 2.5% of the salary, respectively. Maternity benefits are included.


  • Temporary disability benefits: 50% of the worker’s average salary in the month before the disability began is paid for the first 28 days.
  • Permanent disability benefits: The worker receives 70% of average earnings in the last year before the onset of the disability.

Death benefits are also available under the government program.


Supplementary employee benefits

Retirement (Defined Contribution)

Few employers provide supplementary group retirement benefits through savings or pension plans. These contracts are established through collective bargaining agreements.


Many employers in Guinea provide medical benefits to their employees. Expats are suggested to obtain coverage from international health insurance plans that offer emergency evacuation services.

A pioneer in health insurance with its third-party payment system, ASCOMA has a number of showcase products. For example, with the ASCOMA Health Card, companies and individuals can cover current medical expenses, including optical, dentistry, pharmacy, consultations, and hospitalization. Today, Ascoma’s third-party care network has expanded throughout the country, enabling our clients’ employees to have optimal access to healthcare.


Few employers offer short-term or long-term disability to their employees.

Death and AD&D

Few employers offer these benefits.


ASCOMA provided this information about employee benefits in Guinea. Should you need support with your benefits in the country, contact Asinta, and we will put you in touch with the experts at ASCOMA.


Nothing on this country page is intended to be legal, financial, or tax advice, and readers are advised to consult with their appropriate advisors regarding any legal, financial, or tax implications this information may address.