Mandatory employee benefits in Niger include a variety of pensions, medical, disability and death insurance. Supplementary benefits include medical coverage as well as retirement, and AD&D.
Mandatory employee benefits
Retirement Benefits (Defined Benefit)
Social security benefits in Niger are delivered through the Caisse Nationale de Sécurité Sociale (CNSS). It covers all salaried employees and provides old age pension, invalidity, and death benefits. It is funded through employer-employee contributions.
Citizens access medical benefits via community-based mutual health insurance organizations.
In June 2021, the government of Niger announced a plan known as the national strategy for universal health coverage for 2021-2030, and the government plans to establish a contributory mandatory health insurance scheme for public and private employees, retirees, and self-employed individuals.
Employees are covered for work-related illnesses or injuries. Medical benefits include medical and surgical care, hospitalization, medicine, appliances, transportation, and rehabilitation. This program covers around 90.9% of the working population.
An eligible female employee is entitled to 14 weeks of maternity leave, of which 6 weeks can be taken before childbirth and 8 after.
Employees are entitled to 100% of their earnings for up to three months; for employees in the banking sector, it is paid for up to 12 months. After that, employees are entitled to 50% of the earnings for up to four more months as part of the cash sickness benefit under CNSS.
Supplementary benefits in Niger
Currently, few employers provide health benefits through group health insurance plans to their employees. Expats should obtain coverage through an international medical insurance plan that covers repatriation costs and offers emergency evacuation services to overseas healthcare institutions.
A few employers provide supplementary retirement benefits through defined contribution (DC) group pension plans established via collective bargaining agreements.
Short and long-term disability
These plans are not prevalent in Niger.
Death & AD&D
Employers offer accidental death and dismemberment through group personal accident insurance plans.