Mexico’s new insurance and surety law came into force in April 2015. This gives the country one of the most sophisticated regulatory frameworks on insurance in the world. Mexico has a decentralized national health system, but employees who can afford private care tend to buy insurance for it and use it.

Asinta Partner
Fernando Garciadiego

Intertec Agente de Seguros y de Fianzas

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Country Insight

Go scuba diving in Cozumel, or to the archaeological sites of Palenque and Chichen Itza.

Employees in Mexico care most about their saving plans, in particular retirement benefits. When asked to rank three other common employee benefits in order of importance, employees will likely say: Health Insurance, Life and Disability.

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Mexico’s vibrant insurance sector is attracting new, global players.

Average Cost For Employer Sponsored Benefits

The average cost of employee sponsored benefits in Mexico is approximately 25% of gross monthly salary. An average monthly salary is 5,400 Pesos.


Employees who already receive certain benefits in the workplace would be extremely interested in the addition of voluntary benefits.

Surprising Fact

Despite growing anxiety about their financial future, many Mexican workers say they are not taking steps to address these concerns. Less than half have taken any action to assess their household’s life insurance needs and only a quarter have looked into their disability insurance options.

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