The most important benefits for employees in Uzbekistan are accident and health insurance. Public healthcare is deemed insufficient and private healthcare is very costly.
Life insurance and cover for infectious diseases are also considered important.
Visit some of the Unesco World Heritage sites, such as Samarkand, Bukhara and Khiva. Sample Uzbekistan’s signature dish of Pilaf, made with meat, rice, grated carrots and onions and a glass of green tea, the national hot beverage
Group voluntary health insurance plans, aimed at attracting and retaining the best employees. Cover for pre-existing medical conditions (MHD policies) is becoming more popular and group plans can be customized to include additional benefits such as dental, maternity, personal accident etc.
Average Cost For Employer Sponsored Benefits
The average cost of employer sponsored benefits in Uzbekistan is between 100 – 250 American Dollars per employee per month, depending on the size of the company. Employers have to pay 25% of payroll costs towards the Unified Social Payment (social security) to the government.
If an employer is considering the inclusion of pre-existing medical conditions within a group health insurance plan, they should make sure these are very clearly identified and specified beforehand to avoid any problem. Be aware that the level of care provided in the private sector can be sub-standard and the government has significantly limited the type of services provided by the private sector.
The use of informal payments (i.e. unregistered cash payments or payments in kind such as gifts) is widespread for health services in the private sector. This is mainly due to the low official income rates for health professionals.
Uzbekistan has a fast-growing economy and the largest population in Central Asia so it offers good opportunities for investment from manufacturing and service companies. Business start-up procedures have been made easier by the government, including less financial and tax reporting and tax and custom incentives and privileges.
This information about employee benefits in Uzbekistan is provided by MAI CEE, Asinta’s employee benefits consulting partner in Uzbekistan.