Asinta’s insight report on benchmarking employee benefits in Brazil gives benefit managers a starting point in understanding Brazil’s benefits landscape. Inside the report you’ll learn about mandatory, and common, supplementary employee benefits. Typical benefit design and costs are included as well, as is eligibility, taxation and implementation.
An example of what’s inside…
The government provides universal healthcare coverage on a decentralized regional and local basis via the Brazilian social security system. This is in coordination with the country’s Unified Health System (SUS). About 3/4 of Brazilians get their healthcare from the public program.
The National Institute of Social Security’s (INSS) healthcare facilities, or approved healthcare providers, deliver the healthcare in this contributory system.
Generally, care is poor in rural areas. In urban areas, the quality of care is adequate in most cases. Routine examinations and nonemergency medical treatment often have long waiting periods
The National Regulatory Agency for Private Health Insurance and Plans (ANS) regulates health and dental insurance in Brazil. ANS determines the standard, minimum coverage that applies to every health insurance carrier in Brazil. As a result, carrier coverage is almost equal. However, networks serve as a differentiator when it comes to hospitals, clinics, and doctors. The value of refunds for procedures done outside the network is also a distinguishing factor.