Asinta’s Brazilian Partner SCIATH provides employee benefit consulting to 450 companies in different industry sectors and represents over 180,000 employees. They are regularly asked by multinational employers to benchmark employee benefits in Brazil, and created this market guide to help generally answer some of the most common questions.
In the guide SCIATH explains Brazil’s:
- Mandatory benefits
- Additional, customary benefits
- Eligibility, taxation, and implementation
An example of what’s inside…
The government provides universal healthcare coverage on a decentralized regional and local basis via the Brazilian social security system. This is in coordination with the country’s Unified Health System (SUS). About 3/4 of Brazilians get their healthcare from the public program.
The National Institute of Social Security’s (INSS) healthcare facilities, or approved healthcare providers, deliver the healthcare in this contributory system.
Generally, care is poor in rural areas. In urban areas, the quality of care is adequate in most cases. Routine examinations and nonemergency medical treatment often have long waiting periods
The National Regulatory Agency for Private Health Insurance and Plans (ANS) regulates health and dental insurance in Brazil. ANS determines the standard, minimum coverage that applies to every health insurance carrier in Brazil. As a result, carrier coverage is almost equal. However, networks serve as a differentiator when it comes to hospitals, clinics, and doctors. The value of refunds for procedures done outside the network is also a distinguishing factor.
Contact us if you have further questions about benchmarking employee benefits in Brazil. We will then put you in touch with SCIATH.