Employees in Slovenia will find treatment costs related to COVID-19 completely covered through compulsory health insurance regulated by state. Patients with COVID-19 are currently treated at the Department of Infectious Diseases in Ljubljana. In case of an increased number of patients, regional hospitals are preparing to handle the influx.
Testing is available for both foreign nationals and Slovenians at state medical centers. There is no charge for this test. Private testing is not available. In Slovenia, tests are performed on people with respiratory infections who need hospital treatment, and people with mild respiratory infections who:
- Are over 60 years of age.
- Have co-morbidities (high blood pressure, diabetes, cardiovascular, pulmonary, renal and severe hepatic diseases).
- Have immune deficiencies, regardless of their age.
Short term disability and sick pay
According to Slovenia’s new ‘anti-corona’ measures, the state is immediately covering workers’ sick leave due to COVID-19. Typically, employers pay for the first 30 days of short-term disability and:
- Salary compensation paid for longer than 30 days is refunded by the state (depending on the reason for, and duration of, the absence).
- There is no time limit for this and the worker will receive the payment until he/she is deemed permanently disabled and has his/her employment contract terminated as a result.
Travel health insurance coverage is normally valid for acute conditions and illnesses except in the case of an epidemic/pandemic.
Personal accident insurance
Personal accident policies mostly cover death or permanent disability due to an accident. The coronavirus is not considered an accident or defined disease within the additional coverages which may be concluded on personal accident policies.
Death caused by COVID-19 is covered by life insurance policies without any restrictions.