Germany employee benefits changes 2027

Policy reforms, new legal requirements, and demographic trends are increasingly shaping the HR agenda. This article highlights insights from our German Partner, Profion, about the implications of the planned 2026 statutory health insurance reform for corporate health insurance (bKV) and corporate health management (BGM), employment law considerations around vacation and sick leave, and the full digitalization of payroll records from 2027 onward. They also discuss how to structure occupational pension commitments in a legally compliant manner.

Health insurance reform

Germany’s statutory health insurance reform will increase healthcare costs for insured individuals. Companies can actively support their workforce through corporate health insurance and corporate health management initiatives while simultaneously enhancing their attractiveness as employers.

Overlapping sick leave and vacation

What happens when vacation and illness overlap? In this article, we examine both scenarios and explain the key considerations for employees and employers alike.

Pension reform for all three pillars

The Pension Commission’s report proposes reforms covering all three pillars of retirement provision: statutory, occupational, and private. Learn about the key recommendations and what they mean.

Profion also suggests reviewing the pension and other employee benefits trends and insights in this SÜEDVERS market monitor report. See pages 47-57.

Need help with your employee benefits in Germany?

Please contact Asinta, and we will connect you with our local experts at Profion.