Benchmarking Employee Benefits in Russia – 2021

Benchmarking Employee Benefits in Russia – 2021An easy way to begin benchmarking employee benefits in Russia for 2021 is with this market and benchmark insight report for Russia prepared by Asinta’s employee benefits consulting Partner in the country, MAI CEE. The information is easy to understand and gives you a solid footing to help you move forward in your decisions about the benefits you want to offer employees in Russia.

Inside the report, you’ll find details about benchmarking employee benefits in Russia for 2021 including:

  • Statutory Benefits
  • Insured Benefits
  • Fringe Benefits and Perks
  • Plan Setup
  • Onboarding

The following is an excerpt.

In recent years, the Russian health system has undergone several reforms to modernize its infrastructure and improve the quality of medical services. The process is still ongoing, and its results cannot be called uniform – in some subjects of the Russian Federation, the level of care within the state health system is relatively high with modern clinics and up-to-date equipment. In other regions, the quality of medical services available for the public is not sufficient enough. That is why in general, supplementary health insurance (SHI) in Russia is the most valued and popular employee benefit, and it seems that it will continue to be, along with life insurance solutions. Insurance pension schemes are almost not in demand since they do not have tax relieves to become attractive for employers. A more popular way to organize a corporate pension plan (due to the number of tax incentives) is to place it in a non-state pension fund, but this scheme usually works without a broker’s involvement.

Supplementary Health (Medical) Insurance (SMI)

SMI in Russia duplicates and complements compulsory health insurance and allows employees to access higher quality and well-equipped clinics of choice. However, even SMI does not usually cover some serious illnesses such as cancer, transplantations, or some types of cardiac surgery. The SMI plan usually covers all employees, but coverage levels often vary by seniority. Medical plans for executives are generally different and more sophisticated (for covered medical services and clinics) than ones for the central staff. The group SMI plan can include dependents. Higher-end employers (especially from Tech, Pharma, IT sectors) usually pay 100% premium for 1-2 dependents per employee (spouse, children, and sometimes parents). In other cases, an employee may partially or fully fund dependent coverage.

A typical group medical plan includes:

• Outpatient care (at several clinics) with a full range of medical services in higher quality facilities

• Medical treatment at ophthalmologist (glasses/contact lenses are usually excluded)

• Dental care

• Ambulance services including urgent medical manipulations, fast diagnostic, and transportation to medical facilities

• Home visits by a doctor (when an insured person is too ill to visit the clinic)

• In-patient care in better quality facilities (emergency treatment and/or planned hospitalizations)

• Medical care when traveling over the territory of Russia

• 24-hour telephone access to medical assistance


Some plans typical of large, local employers may include:

• Free annual medical examinations (check-ups)

• Full pregnancy coverage

• Medicines

• Other services upon request


Other Helpful Information


This information about benchmarking employee benefits in Russia is provided by MAI CEE, Asinta’s employee benefits consulting Partner in the country.